We’re the
bank of the free.

Most banks exist to tie you down with charges. We're not most banks. Kuda is designed for your smartphone, free of ridiculous charges and great at helping you budget, spend smartly and save more.

Join us, set yourself free.
Get Kuda

Your phone + Our app = A simpler life. Free withdrawals. Smarter spending.

You’re always on your phone. So is Kuda.

Download the app, sign up in minutes and we’ll send you a debit card. That’s all you need to make the right money moves. No sweat.

Save it, spend it, send it. It’s up to you.

Total control.
Your money is your money.

Whatever you want to do with your money, you can do it from the app. We’ll make sure it’s done better and hassle-free.

Our fees are clear as glass.

With Kuda, what you see is what you get:

Completely paperless. Sign up anywhere.

No more asking for pens in the branch.
Seriously, joining Kuda is easy:

A real bank.
With Aso-Rock level security.


Rest easy, Kuda is licensed by the Central Bank, and your money is insured.

Lost Card

Life happens. Sometimes debit cards go missing. If that ever happens you can freeze your missing card on the app, and even unfreeze it if you find it later. Simple.


Kuda’s bank-level security protects your sensitive personal information and prevents unauthorized use.

Need help?
Just holla. Even at odd hours.

We’re always here for you. We might be a bank in an app but we don't leave our customers hanging. Everything about us is on the app, but if you ever need help (or you just want to chat), we’ve got you.

Call us on +234 903 220 0350 or email help@kudabank.com

Soon you'll be able to do even more with Kuda

Still need more reasons to set yourself free?

  • Save as much (or as little) as you want automatically and we’ll pay you up to 15% interest every year, no excuses.
  • Set monthly goals for spending on things like food and going out. Keep track of your transactions easily with our inbuilt tools, no more solving complex equation.
  • Never run out of money, qualify for free short term overdrafts, based on what you earn and spend with us.

Dump bank charges for good.

Yes, we know breakups are hard, but this one is for the best. It only takes a few minutes to start enjoying Kuda benefits.

Step 01 of 03

Thank you for signing up, we'll be in touch soon.